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Connected Banking

Bridge Your Platform with the Power of Banking Infrastructure

Connected Banking is the seamless integration between your business platform and multiple banking services through a unified, intelligent layer. Whether you need to manage accounts, automate fund flows, track transactions in real time, or offer banking-like services to your users, our Connected Banking solution makes it possible—securely, instantly, and at scale.

Empower your operations with direct access to banking rails, APIs, and systems—without building the infrastructure yourself.

What is Connected Banking?

Connected Banking allows businesses to link directly with partner banks via secure APIs. This enables the automation of financial operations such as account creation, fund transfers, balance checks, reconciliation, and more—all without the need to log into separate bank portals.

You get a single control panel to manage all banking activities across multiple accounts and institutions, reducing complexity and increasing operational efficiency.

Core Capabilities

Account Management
Create and manage virtual or pooled accounts for your users, teams, or customers. Track balances, set limits, and monitor activity in real time.

Fund Transfers
Send and receive payments using IMPS, NEFT, RTGS, or UPI—directly from your platform. Automate payouts, settlements, and internal transfers.

Real-Time Reconciliation
Track every incoming or outgoing transaction and match it against invoices, references, or customer IDs instantly.

Bank Statement Fetching
Fetch bank statements programmatically to monitor cash flow, support audits, or enable financial analytics within your platform.

Alerts and Triggers
Set alerts for high-value transactions, low balances, or failed transfers. Take automated action with custom rule engines.

Why Choose Connected Banking?

Streamlined Operations
Eliminate manual banking tasks. Automate everything from collections to payouts, saving time and reducing errors.

Real-Time Visibility
Get instant access to balances, transactions, and settlements across multiple accounts and banks—on one platform.

Increased Speed and Control
Make decisions faster with real-time financial data and full control over fund movement and approvals.

Reduced Operational Costs
Avoid reconciliation delays, reduce dependency on spreadsheets, and minimize manpower required for financial operations.

Compliant and Secure
Built on secure, bank-grade infrastructure with PCI DSS compliance, encryption, and access control.

Ideal Use Cases

  • Fintech platforms offering banking services

  • NBFCs automating loan disbursals and collections

  • Marketplaces managing multi-party settlements

  • Payroll processors and HR platforms

  • Lending and investment apps

  • Expense management platforms

  • eCommerce and logistics platforms managing COD flows

How It Works

Step 1: Connect Bank Accounts
Link your corporate or partner bank accounts using API authorization or through a secure interface.

Step 2: Set Permissions and Rules
Define how accounts are used, who can access them, and what actions are allowed. Create approval flows if needed.

Step 3: Automate Transactions
Use APIs or dashboard tools to initiate fund transfers, monitor balances, and manage accounts programmatically.

Step 4: Monitor and Reconcile
Track real-time transaction data, auto-match collections and disbursements, and generate downloadable reports.

Key Features

  • Virtual account issuance and mapping

  • Auto-tagging of transactions to users or services

  • Bank-grade API encryption and authentication

  • Instant notifications for incoming funds

  • Role-based access and dual-layer approval systems

  • Multi-bank integration from a single interface

Frequently Asked Questions

What is the difference between Connected Banking and traditional net banking?
Connected Banking offers API-level integration with bank systems, enabling real-time automation and control. Traditional net banking is manual, user-based, and slower for bulk or programmatic operations.

Can I use this with multiple banks?
Yes. Our system supports integrations with multiple banking partners, allowing you to manage all accounts through one unified dashboard or API layer.

Is it secure?
Yes. Our platform uses bank-grade encryption, two-factor authentication, and secure API protocols to ensure your data and transactions are protected.

Can I automate salary payments or settlements?
Absolutely. You can automate recurring or one-time payouts, including salaries, vendor payments, and commissions through customizable workflows.

How long does it take to onboard and integrate?
Integration time depends on your use case, but standard implementation can be completed within a few days with our team’s support.

Power Smarter Financial Workflows with Connected Banking

Connected Banking helps you unify your banking operations with your digital infrastructure. Whether you’re disbursing funds, collecting payments, managing user wallets, or operating complex financial flows, this solution brings banking into your platform—making every transaction faster, smarter, and easier to control.