API Documentation
Effective Date: 01 July 2025
We provide a powerful and secure set of APIs designed to support real-time pay-in and payout operations for Indian businesses. Our APIs help companies automate their financial workflows, streamline transactions, and deliver seamless payment experiences to users.
Purpose of the API
Our APIs are created to help partners and enterprise clients simplify collections, disbursements, and payment reconciliations. Whether it’s vendor payments, salary disbursements, or wallet-based collections, our APIs offer fast, reliable, and compliant integration.
Core Features
Fast and scalable transaction processing
Highly secure with token-based authentication
Real-time status tracking and balance enquiry
Supports bulk transactions and reconciliation
Built to meet Indian regulatory and business requirements
Available API Modules
Pay-In APIs for collecting money through digital channels
Payout APIs for disbursing funds to beneficiaries
Transaction status APIs to monitor and verify transaction success
Balance check APIs for fund availability tracking
Refund APIs for eligible transaction reversals, if enabled
Authentication and Access
Every client is issued unique credentials that must be kept secure. All API requests are authenticated using tokens issued after onboarding. API access is monitored to ensure security and compliance with usage terms.
Performance and Uptime
Our infrastructure is designed to ensure 99.9 percent service uptime on a monthly basis. Transactions are processed with high speed and accuracy, even during peak loads, with strict controls for latency and failure management.
Error Handling and Logging
All API responses are standardized to help developers track success and resolve issues quickly. Clients are encouraged to maintain logs and monitor traffic to ensure smooth integration and compliance with audit requirements.
Rate Limits and Throttling
API usage is governed by rate limits to maintain platform stability. Usage exceeding set limits may result in temporary throttling. Clients expecting high-volume traffic can request custom limits during onboarding.
Security Best Practices
All integrations must follow secure development guidelines. We follow industry-leading encryption standards, data protection laws, and internal audits to prevent misuse, fraud, or unauthorized access.
Compliance Integration
All transactions processed through our APIs are governed by Indian regulatory frameworks, including KYC and AML policies. Clients are expected to maintain compliance and submit valid user data as per RBI guidelines.
Support for Integration
Our onboarding and integration support team assists clients at every stage of API adoption. From sandbox testing to production deployment, our technical experts ensure a smooth and efficient go-live process.
Policy and Version Control
API versions are maintained to ensure stability and backward compatibility. Clients will be notified of any major changes or deprecations. Documentation is updated regularly to reflect the latest features and compliance updates.
Contact Us
Level 5, ITPL Main Rd, Devasandra Industrial,
Bengaluru, Karnataka 560048
Email: cbdo@dotpe.co
Phone: +447563009191